Schengen Visa Bank Balance Calculator – Proof of Funds by Country

How much bank balance do you need for a Schengen visa?

Every Schengen country asks visitors to prove they can pay for their stay, and most publish a minimum amount per day. This Schengen visa bank balance calculator uses the official list of those reference amounts — the one the European Commission publishes from what each country notifies — and multiplies them by your days and the number of people travelling. Add every country on your itinerary, choose how you will stay, and see the total in euros and in rupees, dollars, pounds or your own currency.

Rules differ a lot: France asks €120 a day if you have no accommodation booked but only €32.50 if a host invites you, Spain wants at least €1,098.90 per person even for a weekend, and Austria or Cyprus set no figure at all. The calculator shows how each amount is worked out, the national rule in plain words, and a table of all 29 countries for the same trip length. The calculation runs in your browser.

How to use the Schengen Visa Bank Balance Calculator

1. Choose the Schengen country and the number of days you will spend there. Press Add another country for a multi-country trip.
2. Enter the number of adults and children, and how you will stay: hotel or rental booked, with a host who invites you, or not booked yet.
3. Tick Package tour or board and lodging prepaid or Student if they apply — some countries lower the amount.
4. Pick the currency your bank statement is in. The euro rate is filled in from the European Central Bank; type your own if you like.
5. Read the total and the per-country rules, and press Copy the result to keep it with your visa checklist.

Schengen Visa Bank Balance Calculator features

Reference amounts per day (EU list dated 8 June 2026)

The figures come from the European Commission’s list “Reference amounts required for the crossing of the external border fixed by national authorities” and the detailed national texts in Annex 25 of the Practical Handbook for Border Guards (the same as Annex 18 of the Visa Code Handbook), both dated 8 June 2026. A selection, per adult:

Schengen visa bank balance for Indian applicants

For a 10-day trip to France with a hotel booked, the reference amount is 10 × €65 = €650, about ₹69,000 at the ECB rate of 23 October 2026. Consulates and visa centres in India generally ask for bank statements for the last three to six months, salary slips or income tax returns, and a covering letter; a steady balance with regular income usually carries more weight than a large deposit made just before applying. A sponsor (parent, spouse or employer) can support the application with their own statements and a sponsorship letter. Accepted proofs other than a bank balance include credit cards with their statement, traveller’s cheques, prepaid tour vouchers and a host’s formal guarantee — the national rules in the table say which.

Romania lists India among the countries under its invitation procedure, where the inviting person makes €30 a day available. Each consulate publishes its own checklist; use the calculator for the minimum and the consulate’s checklist for the documents. To count the days on your visa, use the Schengen 90/180 calculator, and plan the rest of the money with the travel budget planner.

What the calculator does not cover

• It shows the minimum notified to the EU. A consulate can refuse a visa for weak finances even above it, or accept less with strong evidence.
• Return tickets, travel medical insurance (at least €30,000 cover) and the visa fee are extra.
• Canada, the UK and the US use different “proof of funds” rules — for study permits see the study abroad cost calculator.
• Rules change: the list is updated whenever a country notifies a new amount. Check the date on this page and the consulate’s website before you apply.