GALAXY OF TOOLS

FINANCE SECTOR

Tip Calculator

Work out the tip, the total and what each person pays — with rounding and tip-before-tax options.

$
%
Rounding
—
—Tip amount
—Total with tip
—Tip per person
—Effective tip rate
Common tip amounts for this bill
TipTip amountTotalPer person

Runs entirely in your browser. Nothing you enter or upload is sent to a server.

A tip calculator that also splits the bill

The tip calculator answers the question at the end of every meal out: how much should the tip be, and what does each person owe? Enter the bill, tap a tip percentage and the number of people, and you instantly see the tip, the total and each person’s share.

It goes a step further than most tip calculators. You can tip on the pre-tax amount (common etiquette in the US and Canada), round up each share so nobody has to deal with coins, or round up the whole bill. A table shows what 10% to 25% would cost, so a group can agree on a number quickly. It works in rupees, dollars, pounds, euros, dirhams and two dozen other currencies.

How to use the Tip Calculator

  1. Type the bill amount as it appears on the receipt and choose your currency.
  2. Set the number of people with the − and + buttons, or type it.
  3. Tap a quick tip button (10%, 12%, 15%, 18%, 20% or 25%) or type any percentage in the box.
  4. Optionally tick “Tip on the pre-tax amount” and enter the tax shown on the bill.
  5. Choose “Round up each share” or “Round up total” if you want whole amounts, then read each person’s share in the result panel.
  6. Press “Copy summary” to paste the split into your group chat.

Tip Calculator features

Quick tip buttons and any custom rate

One tap for the usual percentages, or type exact rates like 17.5% or 22%.

Split between up to 100 people

See each person’s total and their part of the tip, ideal for team lunches and group trips.

Tip before tax

Exclude sales tax, VAT or GST from the tip base so you tip on the food and service, not on the tax.

Smart rounding

Round each share up to a whole unit, or round the total up — the tool shows the effective tip rate after rounding.

Comparison table

The tip and per-person cost at six common percentages for the same bill, side by side.

How the tip is calculated

The maths is simple percentages: tip = tip base × tip % ÷ 100, total = bill + tip and each person pays = total ÷ number of people. The tip base is the full bill, or the bill minus tax when you tick the pre-tax option.

Worked example: a dinner bill of $86.40 with an 18% tip, split three ways. The tip is 86.40 × 0.18 = $15.55, the total is $101.95 and each person pays $33.98. With “Round up each share”, everybody pays $34, the total becomes $102 and the effective tip is 18.06%.

Tipping before tax: if a $108 bill includes $8 of sales tax, a 20% tip on the pre-tax amount is 20% of $100 = $20, rather than $21.60 on the full bill. The difference grows with the size of the bill and the tax rate.

For a quick mental check, find 10% by moving the decimal point one place to the left, then scale it: 20% is double, 15% is 10% plus half again. On ₹2,400, 10% is ₹240, so 15% is ₹360 and 20% is ₹480. The general percentage calculator handles any other percentage question.

Tipping customs by country, with sources

The country guide above fills in the local currency and, where the cited page gives a figure, a starting percentage. These are customs, not rules; they change, so check your bill for a service charge first. Only countries with an official or tourism-board page read on 24 October 2026 are listed; for anywhere else, set your own percentage.

CountryWhat the source saysPresetSource
AustraliaNo service charges added; tipping always your choice; about 10% common in upmarket restaurants10%Tourism Australia
IndiaService charge is voluntary and cannot be added by default; no official tip figurenoneAll India Radio, 28 Mar 2025
JapanNot common to tip in restaurants, taxis or hotels; a guide may accept a discreet tip0%Japan National Tourism Organization
New ZealandNot a common practice and not expected0%New Zealand tourism FAQ

Tips for tipping fairly

  • Look for a service charge. If the bill already includes 10–12.5% service, an extra tip is optional.
  • Tip on what you ordered, not on discounts. If you used a voucher or a deal, many people tip on the original price because the staff did the same work.
  • Splitting unequal orders? When one person had a much larger meal, use the split bill calculator to divide by item instead of evenly.
  • Abroad, convert the total with the currency converter to see what you are really paying in your home currency.

Tip Calculator FAQ

How much should I tip at a restaurant?

In the US, 15–20% of the pre-tax bill is the usual advice for table service (this site has not checked an official source for it). In Australia, Japan and New Zealand the tourism pages we read say tipping is optional or not expected. In India there is no official figure and any service charge is voluntary. When in doubt, ask locally or follow the guidance on the bill.

How do I calculate a 20% tip quickly?

Move the decimal point one place to the left to get 10%, then double it. On a $64 bill, 10% is $6.40, so a 20% tip is $12.80. The tip calculator does this instantly for any percentage.

Should I tip on the amount before or after tax?

Etiquette guides in the US and Canada generally recommend tipping on the pre-tax amount, because tax is not part of the service. Tick “Tip on the pre-tax amount” and enter the tax from your receipt to calculate it that way.

Is a service charge the same as a tip?

Usually yes — a service charge is a tip that the restaurant adds to the bill. If you see one, you don’t need to tip again unless you want to. In India, consumer protection guidelines say a service charge must not be added by default and you can ask for it to be removed.

How does rounding up each share work?

Each person’s share is rounded up to the next whole unit of currency, for example $33.98 becomes $34. The extra few cents go to the tip, and the calculator shows the new effective tip percentage so you know exactly what was left.

Does this tip calculator save my bill?

No. All calculations happen in your browser and nothing is sent anywhere. Only your currency choice is remembered on this device so it is ready next time.

You might also need